Medical

The University of Ӱԭ offers three medical plans (Premium, Basic, and HDHP) through Premera. 

Benefit-eligible Employees
Benefit-eligible Ӱԭs who will be working a minimum of 20 hours per week.


Temporary Employees / Sikuliaq Employees
Check with your and visit the temporary Ӱԭ webpage.


Dependents
Dependents (spouse/FIP and child(ren)) can only be enrolled in the same plan as the Ӱԭ. Review the drop down for additional information on dependents. 

The University of Ӱԭ requires evidence of eligibility for all enrolled dependents. Supporting documents include birth certificate, marriage license, final adoption paperwork, tax returns showing claimed dependents, qualified medical child support orders, legal guardianship papers, etc. 

​If an Ӱԭ enrolls in a medical plan, the following dependents are eligible for coverage, as well. 


Spouse
The lawful spouse of an Ӱԭ unless legally separated.


Financially Interdependent Partner (FIP)
Wherever “spouse” is stated in the health care plan, a FIP would also be included (provided all requirements are met as specified by the University of Ӱԭ).

Health care deductions for FIPs are post-tax. 

  •  
  •   
  • View  to see how covering a FIP affects income tax. 

Child(ren)

  • Under 26 years of age 
  • Natural offspring of either/both Ӱԭ or Ӱԭ's spouse
  • Legally adopted of either/both Ӱԭ or Ӱԭ's spouse
  • Granted court-appointed legal guardianship
    • Signed court order  granting guardianship to Ӱԭ or Ӱԭ's spouse of the Ӱԭ as of a specific date.
    • When the court order terminates or expires, the child is no longer an eligible child.
  • Domestic relations order to provide medical benefits as directed by a divorce decree, a medical child support order, or other court-ordered dependent coverage
  • Foster child living with the Ӱԭ
    • Signed court order (or other order) signed by judge or state agency which grants guardianship to the Ӱԭ or Ӱԭ's spouse as of a specific date.
    • When the court order terminates or expires, the child is no longer an eligible child.
  • Placed for the purpose of legal adoption in accordance with state law
    • Placed for adoption means assumption and retention by the Ӱԭ of a legal obligation for total or partial support of a child in anticipation of adoption of such child.

Life Event Webpage
Review the Life Event Webpage to understand how this life event affects benefits.


Due Dates
If an Ӱԭ is welcoming a new family member and would like to enroll their newborn in coverage, the form must be submitted within 60 days of birth.


SSN and Birth Certificate 
Do not wait for the social security number or official birth certificate before submitting the .


Submitting the Form
When completing the submit

  • the temporary birth certificate from the hospital, and
  • use 0's for placeholders for the SSN.

Once the SSN is received, please reach out to us at ua-benefits@alaska.edu for instructions on how to add the SSN. Do not send any SSNs through email. 

New Benefit-eligible Employees 
Review the New Employee webpage for more information on enrolling in coverage. Employees have 30 days from their hire date to enroll in coverage otherwise Ӱԭs will be defaulted into Basic medical, Basic dental, and vision for Ӱԭ-only coverage. 


Current Benefit-eligible Employees - Life Event
Please review the qualifying life events page to understand life events and their deadlines. Late forms will not be accepted.


Temporary Employees / Sikuliaq Employees
Check with your and visit the temporary Ӱԭ webpage.

Premera
Medical plans are offered through and
 feature three coverage options: 


Online Portal
Login to the account portal on to review benefits, find an in-network provider, and more. 


TouchCare
When selecting benefit plans, reach out to to help determine which plan is best for you and your family.

Chart of Pay Periods
Review the to understand the deadlines and when coverage will end.


Unsure? Email ua-benefits@alaska.edu
To confirm when coverage begins or ends, please email ua-benefits@alaska.edu. 

New Employees - First Day Coverage
Coverage can begin on the first day of employment. To qualify for first-day coverage, a new Ӱԭ must submit their form by 5:00pm on the Thursday prior to the end of their first pay period. 


Current Employee - Day of Life Event
Coverage can begin on the day of the life event. To qualify for day of event coverage, the form must be submitted on or before the day of the event. 


Other Coverage Begin Dates
If a form is submitted after the deadlines above, but within the 30 day requirement (60 for birth), coverage will begin on the day the form is submitted.

Coverage End Dates
Coverage ends at the end of the pay period in which coverage is terminated via a life event, open enrollment, or by separating from the university.

Plan Rates
The cost of the health care plan is shared between Ӱԭs and the university. The university covers 82% of the net plan cost. The biweekly premiums are in effect from July 1 to the following June 30 each year.

HR Benefits - FY24 Medical Rates

Arrears
As of July 1, 2023, all Ӱԭs - regardless of contract length - will be on a 26 pay period (12 month) deduction schedule. This means that Ӱԭs who work less than 26 pay periods in a fiscal year (9, 10, and 11-month Ӱԭs) will accrue arrears for missed deductions for the time they are off-contract or otherwise experiencing leave without pay. Review the FAQ below to understand what arrears are and how they apply. If there are any questions, please email ua-benefits@alaska.edu. ​

Arrears are missed deductions. 

For example: An Ӱԭ who is off-contract and not receiving pay will not have deductions collected from their $0.00 paycheck. When an Ӱԭ returns to work and begins receiving pay again, the deductions will restart and the arrears balance will begin to be repaid in the specific amounts listed in the "how are arrears repaid" drop down menu below. 

Arrears apply to any Ӱԭ who has active deductions that require arrears and that Ӱԭ experiences a pay period where they do not receive pay.


Employees who are off contract
Employees who are in an off contract status are not receiving pay. This will generate arrears for their missed deductions during the pay periods where an Ӱԭ was off contract. When an Ӱԭ returns back to an on contract status, they will begin paying for their deductions again, including any arrears that need to be paid off.

Leave without pay
Employees who experience leave without pay in excess of 10 days must reach out to ua-benefits@alaska.edu to discuss the potential for Family Medical Leave (FML), Short-term Disability (STD), and other benefits that might apply to a specific situation. Some cases - such as an approved Leave of Absence - will be a COBRA event. Specific situations can be reviewed with individual Ӱԭs. 

  1. Premium health care
  2. Basic health care
  3. HDHP
  4. Premium dental
  5. Basic dental
  6. Vision
  7. Health Care Flexible Spending Account (HC FSA)
  8. Corestream Voluntary Benefits
  9. Supplemental life - Ӱԭ
  10. Supplemental life - spouse
  11. Supplemental life - child
  12. Accidental Death & Dismemberment - Ӱԭ
  13. Accidental Death & Dismemberment - family
  1. HSAs
  2. FSA dependent care accounts
  3. Pet insurance (Pet insurance payments are made directly with ASPCA and are not included in payroll deduction. Employees are responsible for these premiums.)

There are two repayment schedules for arrears: 100% and 40%.​

This repayment schedule is for:

  1. Health Care Flexible Spending Account (HC FSA)
  2. Corestream Voluntary Benefits

100% Schedule
Arrears will be paid biweekly when the Ӱԭ returns to work at a rate of 100% of the current deduction(s) until the arrears balance is paid.

This means that the Ӱԭ will pay 200% of the biweekly deduction until the arrears balance is paid off.


Example
An Ӱԭ is currently contributing to a HC FSA at $100 per pay period.

This Ӱԭ goes off contract for 4 pay periods. This means that the Ӱԭ has missed $100 x 4 ($400) deductions for their HC FSA.

When the Ӱԭ returns to work, the Ӱԭ will pay $100 for their deduction and $100 toward the arrears balance ($200 deduction in total).

The arrears balance will be paid off in 4 pay periods. At that time, the deduction will return to $100 per pay period.

This repayment schedule is for:

  1. Premium health care
  2. Basic health care
  3. HDHP
  4. Premium dental
  5. Basic dental
  6. Vision
  7. Supplemental life - Ӱԭ
  8. Supplemental life - spouse
  9. Supplemental life - child
  10. Accidental Death & Dismemberment - Ӱԭ
  11. Accidental Death & Dismemberment - family

40% schedule
Arrears will be paid biweekly when the Ӱԭ returns to work at a rate of 40% of the current deduction(s) until the arrears balance is paid.

This means that the Ӱԭ will pay 140% of the biweekly deduction until the arrears balance is paid off.


Example
An Ӱԭ is currently enrolled in premium medical, premium dental, and vision for Ӱԭ, spouse, and 2 dependent children. The Ӱԭs current biweekly deduction for these coverages is:

  • $361.47 Premium medical family
  • $25.94 Premium dental family
  • $1.90 Vision family
  • $389.31 total per pay period

This Ӱԭ goes off contract for 4 pay periods. This means that the Ӱԭ has missed $389.31 x 4 ($1,557.24) deductions for their coverages.

When the Ӱԭ returns to work, the Ӱԭ will pay $389.31 for their deductions and 40% of each of their deductions toward the arrears balance:

  • $144.59 Premium medical family
  • $10.38 Premium dental family
  • $.76 Vision family
  • $155.73 total arrears per pay period

This means the Ӱԭ would pay:

  • $389.31 total per pay period for deductions
  • $155.73 total arrears per pay period
  • $545.04 total

The arrears balance will be paid off in 10 pay periods. At that time, the deduction will return to $389.31 per pay period.

Employees can view arrears balance at any time on by clicking on "Employee Service" > "Benefits & Deductions" > "Arrears Balance."

UA has several resources available to Ӱԭs who need assistance.  When in doubt, please email ua-benefits@alaska.edu and we will be sure to direct the questions appropriately. ​

UA Benefits Team | ua-benefits@alaska.edu or

  • Need help submitting a form or providing documentation for a dependent?
  • Want confirmation of coverage begin and end dates?
  • Want to set up a quick zoom for some basic questions? 

| Call the number on the back of the Premera ID card

  • Having issues logging into the premera portal?
  • Wanting to confirm prior authorization for a certain service?
  • Want to enroll in electronic Explanation of Benefits (eEOBs)?

TouchCare

  • Need help determining what plan works best for you and your family? 
  • Need help finding a provider or doing price comparisons?
  • Received a bill that may be incorrect?